Every day as a parent, you learn something new. Or, you re-learn things you should have learned in the first place. Like basic math skills. Or the value of a dollar. These are two areas that need major improvement in my life. Amazingly, the two sort of go hand-in-hand!
I am a shopaholic. I spend way too much money on things I don't need, and on things my children don't need. They have it all. I can't say no, most of the time. I am learning, however, to say to them: "You can buy only one thing - so what do you want?" if we're out shopping now. So far, so good. (And yes, even that makes me feel a bit guilty, but we'll talk about therapy for me in a later post!)
As a parent, we want to teach our children well. We want them to learn from our mistakes, and we want to learn with them. I want my boys to grow up to understand the value of a dollar. I want them to realize that things are not going to be handed to them on a silver platter forever. I want them to feel proud about saving money they earned.
I recently stumbled upon a great way to teach my children - especially my 4 year old - how to start making smart financial decisions, thanks to Canadian author, Jeanette Ramnarine, who has written the award-winning children book The 4 Little Pigs . The 4 Little Pigs comes with four colourful piggy banks - each one called: Spending, Saving, Sharing and Schooling.

The book talks about how a child can start putting their allowance, and other money they come across, into each of these piggy banks. The book won a Mom's Choice Award, as well as a Moonbean Children's Book Award. What I liked the most about the book was the list on the last page, showing how much money should go into each piggy bank, per week, according to the child's age. It was an eye-opener for me! If only I could follow the saving/spending ratio, then I'd be way better off!
Jeanette kindly gave me a kit and book to review and keep, so I can teach my children about the importance of saving. She has also generously given me a kit and book to give away to one of my readers!
I showed my 4 year old the four piggy banks, and he said, excitedly,
"I am going to put money in my 'savings' piggy bank so we can go back to Florida again soon!"
And when we were talking about his 'sharing' piggy bank, he said he could use the money in it to help "the people who had that big earthquake."
This conversation took place during breakfast - clearly he's an eager learner, and along the way, I'm sure I'll learn a thing or two about saving, as well!
If you want to win the four piggy banks and The 4 Piggies children's book, leave me a comment telling me ways you help teach your children the value of a dollar. Do you give your children an allowance?
This giveaway is open to both U.S. and Canadian residents. I'll pick a winner randomly on February 5th.
Good Luck!











































